The real problem if you're blind or partially sighted isn't reading out the text itself, it's getting access to the links to other pages and having images described for you. Seeing a blind person navigate the web via an audiobrowser for the first time was most incredible thing, for somebody who'd never thought about that sort of thing before. It's only illegal to have an inaccessible website if you're providing a commercial service. It's the difference between needing to put a ramp in if you own a shop, but not needing to at your private house.