And one can't forget the brilliant, "Hi. This is your bank. Or rather, a bank that you've never heard of before, but you seem to have an online account with. Please login to our really dodgy looking server (do not worry, it's perfectly safe, honest) and give your account details so that we can update our database which mysteriously isn't working. And we don't have a backup. So please, use the following link: http://www.bank.com/you_are_a_gullible_fool/ Thank you for your continued custom." And it's amazing how many people get swindled like this! I might actually post something on this on my blog thinking about it .... Regards Nick http://nickhough.blogspot.com/ PS. OK, so the wording is a little more technical than that and they look a lot more genuine ... But still!!!!!