I live in Guernsey and we rely on the St John's Ambulance Service to provide us with ambulances. You can pay around £80 per year for family insurance to cover the cost of using this service or if you don't have the insurance you pay £150 for an emergency ambulance. We also pay £80.00 to be seen in A&E and the longest I have waited to be seen is 5 minutes (£28 to see your GP). This system is not open to abuse by time-wasters. People on low incomes are subsidised. Maybe a system like this would help those who really are in genuine need of an ambulance.