Pretty bad then for me, as a self-employed person who needs good credit to rent a home. Maybe then I could also become homeless and thus receive all the "free" healthcare I needed... somehow doesn't appeal! My point that keeps being overlooked is that I already pay for any ambulances I may use - through my not inconsiderable tax bills. That this government has odd priorities with where it spends our money is the issue, not which country has the best system since I'm very sure both have their good points, and their downsides.